Privacy Policy

Overview

We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our SIP Calculator website.

Information We Collect

Information You Provide

• Contact Information: When you contact us through our forms, we collect your name and email address.
• Calculation Data: Investment amounts, return rates, and time periods you enter in our calculator. This data is processed locally and not stored on our servers.

Information Automatically Collected

• Usage Data: Information about how you interact with our website.
• Device Information: Browser type, operating system, and device characteristics.
• Cookies and Tracking: We use cookies to improve your experience and remember your language preferences.

How We Use Your Information

We use the information we collect for the following purposes:

• Provide and maintain our SIP Calculator service
• Respond to your inquiries and provide customer support
• Improve our website functionality and user experience
• Remember your preferences (such as language selection)
• Analyze website usage and performance
• Comply with legal obligations

Data Storage and Security

Local Processing

All SIP calculations are performed locally in your browser. We do not store your investment amounts, return rates, or calculation results on our servers.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

Data Retention

We retain personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law.

Cookies and Tracking Technologies

Types of Cookies We Use

• Essential Cookies: Required for basic website functionality
• Preference Cookies: Remember your language and display preferences
• Analytics Cookies: Help us understand how visitors use our website

Managing Cookies

You can control cookies through your browser settings. However, disabling certain cookies may affect website functionality.

Third-Party Services

We may use third-party services that collect, monitor and analyze user data:

• Google Analytics: To understand website usage and improve our service
• Content Delivery Networks (CDNs): To improve website loading speed
• Font Services: To enhance website typography

These third parties have their own privacy policies addressing how they use such information.

Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal data:

• Right to Access: Request information about personal data we hold about you
• Right to Correction: Request correction of inaccurate personal data
• Right to Deletion: Request deletion of your personal data
• Right to Data Portability: Receive your data in a machine-readable format
• Right to Object: Object to processing of your personal data

International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your data during international transfers.

Children's Privacy

Our service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

Contact Information

If you have any questions about this Privacy Policy or our data practices, please contact us at:

Compliance

This Privacy Policy is designed to comply with applicable data protection laws, including:

• General Data Protection Regulation (GDPR)
• California Consumer Privacy Act (CCPA)
• Personal Data Protection Act (PDPA)
• Information Technology Act, 2000 (India)