SIP Knowledge Hub & Guides
Mathematical proofs, Income-tax Act, 2025 taxation rules, and compounding strategies for Indian investors.
Mutual Fund SIP vs Gold (SGB, Physical, ETF): Which Builds More Wealth?
Gold has been India's beloved store of value for generations, while Mutual Fund SIPs are the engine of India's corporate growth. Over 15 years, a ₹10,000 monthly SIP in equity compounded to ~₹75.8 Lakhs versus ~₹44.5 Lakhs in Gold. Here is the visual forensic breakdown of returns, liquidity, taxes, and portfolio balance.
SIP vs Fixed Deposit (FD) vs PPF: The Shocking Truth About Post-Tax Inflation Returns
Most people believe a 7% Bank Fixed Deposit (FD) is safe. But after 30% income tax and 6% annual inflation, you actually lose 1.1% of your purchasing power every single year! Here is the forensic mathematical comparison between Bank FD, Public Provident Fund (PPF), and Equity SIP.
Put Theory into Practice: Calculate Your Wealth
Model your personalized SIP goals, test salary-linked annual step-ups, and calculate inflation-adjusted purchasing power with zero ads or tracking.