Tax-Free Sovereign vs High-Growth Equity
SIP vs Public Provident Fund (PPF) Calculator
Comparing maximum statutory ₹1.50 Lakhs yearly investments across a 15-year statutory lock-in.
Equity Mutual Fund SIP
12% Benchmark
Estimated Post-Tax Value₹55,02,374
Total Capital:₹22,50,000
Gross Maturity:₹59,49,142
LTCG Tax (12.5%):~₹4,46,768
PPF (Public Provident Fund)
7.1% Sovereign EEE
100% Tax-Free Corpus₹40,68,208
Total Deposited:₹22,50,000
Guaranteed Interest:₹18,18,208
Tax Paid:₹0 (100% Tax-Free)
Net 15-Year Takeaway
Even after paying 12.5% LTCG tax, Equity SIP yields +₹14,34,166 more than PPF!