Cross-Border Wealth Planning

NRI SIP from United States (USA)

How Non-Resident Indians living in United States (USA) can harness India's 12%+ equity growth while complying with international tax treaties.

Sample Monthly SIP ($287 / Month)

₹25,000in INR

1 USD ≈ ₹87 INR

15-Year Projected Corpus:

₹1,18,98,285

≈ $136,762 USD

FATCA & PFIC Compliance

US persons investing in Indian mutual funds are subject to PFIC (Passive Foreign Investment Company) reporting under IRS Form 8621. AMCs like UTI, ICICI Prudential, and Sundaram accept investments from US NRIs with online KYC.

Tax Treaty (DTAA) & Account Structure

Tax Treaty: US-India DTAA Article 13 & Foreign Tax Credit (FTC) on IRS Form 1116.

Account Type: NRE Account (Repatriable capital & gains) or NRO Account.

15-Year NRI Wealth Accumulation (₹25,000/Month @ 12%)

AMC True CAGR Standard

15-Year Corpus₹1,18,98,285

Your Total Savings

₹45,00,00038%

Compounding Growth

₹73,98,28562%